Thursday, June 4, 2009

Marketing Tips for Mortgage Brokers of FHA Streamline Refinances

The best way to market FHA streamline refinances is to make a client understand what he stands to gain by taking it as well as what he could lose if he opts for another kind of loan.

What is FHA Streamline Refinancing
The best way to think of FHA streamline refinancing is as a shortcut to taking out a better mortgage overall. People who qualify for a FHA streamline refinance loan can get their current interest rate lowered right away and usually without even having their home subjected to a lengthy appraisal first. With FHA streamline refinancing, clients will also have lesser paperwork to deal with, something that many clients have reason to be thankful of.

In explaining what FHA streamline refinancing is to your client, try retracing the steps for taking out a mortgage. Highlight the tasks that are not just time-consuming but costly as well, tasks that will be immediately removed from the equation if they pass for FHA streamline refinancing.

Who Can Apply for FHA Streamline Refinancing
Unfortunately, not everyone is qualified to obtain FHA streamline refinancing. Firstly, the client's original or first home loan must have been provided by the FHA. In view of this, you should take the initiative of contacting old clients whom you've helped secure a FHA loan on their homes. They might not know they're in need of FHA streamline refinancing or what they stand to gain from it, but thankfully, you're here to enlighten them.

Another requirement is that your FHA loan must be of good standing. Your payment history should only reflective positive behavior from you.

How Can People Benefit from FHA Streamline Refinancing
One thing you should let your clients know is that FHA streamline refinancing doesn't offer them a cash-back option. Simply put, FHA streamline refinancing is only used to help them reduce their monthly interest expenses. From there, clients will be able to receive extra money and put it to better use.

You have to make this clear to your clients as FHA streamline refinancing is truly not ideal for all mortgage takers. If you believe that a client is in greater need of a cash-out refinancing loan rather than streamline refinancing, it is your responsibility to steer your client to the right direction.

Having an original home loan that is an FHA loan with a good status is a must to qualify for a streamlined refinance. Also, the payments of your monthly interest must be lowered by the refinance. Although there is no option to receive cash back, it's good to know that this refinancing option can reduce your monthly expenses. If you are someone with a good financial standing and you don't have any significant debt, this will work well for you as it allows you to get some monthly extra money that you can use on other ventures.

To end on a lighter note, those who do qualify for and will benefit from FHA streamline refinancing can also look forward to include closing costs in the total loan amount of FHA streamline refinance.

The Final Marketing Touches for FHA Streamline Refinancing
FHA streamline refinancing is ideal for people with little need for a huge amount of money but can benefit greatly from lowered monthly expenses. As a mortgage broker, it's your job to make them see what you're seeing. Do that and it's impossible for any of your clients to refuse taking out a FA streamline refinance loan!

About the Author

Scott Tucker tells you more on his free audio CD, free e-book, free faxed report, & free telephone seminar, all available for the asking, at www.MortgageMarketingGenius.com/newsletter

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Monday, December 29, 2008

A Squidoo Lens: The Benefits of A Squidoo Marketing Presence

A Squidoo Lens is a popular marketing tool website that allows people to express their hobbies, interests and passions by creating free web pages.A single webpage is called a squidoo lens.

No technical knowledge is required to create a squidoo lens.Anybody with no prior web building skills can build one in about 10 minutes.All one needs to do is to click the create a lens button and follow along with the wizard.

Besides being free and easy to set up, setting up a squidoo lens or two has many benefits for internet marketers.

1.For starters, Squidoo is one of the few websites that allows affiliate links.This accepting attitude towards online businesses makes it easier to establish yourself as a Squidoo community member as opposed to other websites that sub their nose at online marketers.

You can join the site knowing you are allowed to use Squidoo to promote your own podcasts, blog or websites.

2.Search engines, especially Google love Squidoo.Because Google is such a key player in the amount and type of traffic your site receives, it should please you to know that Squidoo search results tend to come up in Google ahead of all the social bookmarking sites.Using Squidoo can increase your search engine ranking and the traffic you receive to your site.

The more lenses you make, the more your website ranking will improve.

3.Squidoo lets you set up polls on your lens.Anyone can do it and they are not complicated to set up.Doing so lets you gain some valuable insight into your niche market.

You can ask readers about products they use, get reviews about products they bought and so much more.The answers you can get by using the poll module can help you to build a better business.

You can even ask questions and then link to other lens providing the answers.Its an interactive way to get some great niche insight.

4.A Squidoo lens can also host eBay auctions, Amazon books, Youtube Videos ect.These are assets that many marketers use to build their web business.If someone clicks on your Amazon link, for instance, you earn a royalty.

5.A Squidoo lens is a good way to test out keyword phrases for popularity and web traffic.Your Squidoo dashboard provides statistics, including the number of visits your lens has received in the last 7 days.You can see which of your lists is most popular.This information is very valuable when youre optimizing your lens


6.

Besides earning money by promoting your affiliate program or eBay shop you can also earn by being a Squidoo content provider or lensmaster as they are referred to in the Squidoo community.Basically the way it works is when you create a page and Squidoo runs ads on them you get a cut of the revenue generated when a reader clicks on an ad.

You can also earn by promoting Squidoo through their affiliate program.Once you get an account you get a referral link.Once someone who signs up under you earns their first $15 you receive $5.

A Squidoo lens is a highly recommend marketing techinque for internet marketers.Above are some of the benefits that it poses those who work from home.


About the Author

Jeff Casmer is a leading legitimate work at home expert and is a work from home business owner.

His "Top Ranked" Earning Money Working at Home Directory gives you all the information you need to Work at Home in the 21st century.

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Monday, December 22, 2008

Top 15 Tactics to Explode Your Web Presence and Link Popularity

Link building is one of the most important factors in developing a strong web presence and building a solid flow of traffic.Most readers should understand that that effective link building adds value to your site and boosts your rankings in the search engines for target keywords.

However most people over look the other benefits of link building and tend to focus far too much on just gaining search engine rankings.

Personally I use link building as an overall means of web promotion and not just to boost search engine rankings.By putting all your eggs in the search engines basket if they decide to alter their algorithm which has a negative impact on your rankings then your sales and profit will be decrease significantly.

The answer is to build a solid web presence and to spread your traffic streams across as many locations as possible, a sort of spread betting.When looking at your web stats (site side analytics) you should see a good distribution of traffic between, search engines, direct and referral traffic.

To achieve this you need to promote your brand and develop a significant web presence.Link building is the most effective way to achieve this.I will outline the most effective ways to build a solid web presence below:


1.

Directory submissions
Submitting your website to directories should be your first port of cal in your link building quest.
Nowadays they dont provide much in the way of traffic but can still put your name out there and build your web presence.Directories are also probably the easiest and cheapest link you can acquire online.

2.Press release syndication
Press releases are great means of promoting your site online, they building links and traffic.
PR releases have the added effect of showing at the top of the search engine for a while, which further develops your online presence.

3.Social network profile creation
Social networks are a great way to engage your potential customers in their own backyard.
By creating quality social network profiles your can create a home away from home, attract potential new customers and then divert them to the main conversion site.
4.Article syndication


Article syndication is a very effective method to build links and web presence.

Good quality articles can drive targeted traffic to the main conversion site, building important valuable links, establish you as an authority and show up in the search results helping your dominate the search engine results pages (SERPS).
5.RSS syndication


RSS syndication is a newer highly effective means of building links and developing web presence.

Having and publishing a good quality RSS will further establish your authority status in your niche, drive traffic and building links.

7.Leverage partnerships
Google does look down at link exchanges but this is still a good means to build a web presence, by building link between related sites.
You should aim for contextual link place inside blocks of copy and not links pages.

8.Create free tools and widgets
Widgets and apps are highly effective link building tactics but you have to make sure your content is good quality and most of all provides an answer to a problem, i.
e.make sure people need it, sound simple but so many people miss this vital step.Remember as the widget/app spreads so does your web presence.

9.Classified ads
Classified ads are another effective means of web promotion, some of the bigger sites can drive quite a bit of traffic and have good visibility among the search engine.
But remember to stay within the rules of these sites and do not spam them.

10.Knowledge sharing
Know your niche, by this I mean you should know all the forums and blogs that hold influence in your niche and be active in these areas.
Help people with their problems by sharing information.This will develop your web presence, build links, drive traffic and again further establish you authority status.

11.Create Wiki Pages
Wikipedia is massive and has huge visibility in the engines, so make sure you leverage this resource.
Create a wiki page for your business.But make sure you do it correctly; it has to be informative and not promotional.

12.Distribute templates
Creating templates relating to your niche, for various programs is a great means of web promotion.
Create themes or templates based on your niche for very widely used software such as Wordpress or Joomla.Every site that decides to use this fee template will provide you with a relevant link and ha the potential to drive some good quality traffic.

13.Social Bookmarking
All sites should have social bookmarking integrate into their page layout, so users can bookmark their favourite content or product.
Many social bookmarking sites have a very high traffic and strong link popularity.

14.Blog links
As previously mentioned you need to build a good understanding of who the influencers are in your niche, then approach the top forums and blogs and see if they will endorse or review your site.

15.Blog Commenting
I advise caution with this next method as it has been heavily abused, so the search engines are looking to put a stop to this.
First do not spam blogs, you will need to identify the top blog in your niche and read them regularly adding good quality useful comments to their posts.You can add target keywords in the "name" field and add your URL, but make sure you are adding
value to the blog.

Building an effective web presence and conducting a holistic link building campaign is a lot of work and has to be done correctly.I would recommend getting a specialists partner to set this up for your business.Once you have solid foundations laid you can learn the ropes yourself and develop this.


About the Author

Article by Marx Marx from Topmarx Solutions Explode your web presence and dominate your niche space with our Search Engine Optimisation Link Building Service


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